Builder Loan Consultant

Company: loanDepot
Location: Denver
Posted on: April 9, 2021

Job Description:

Position Summary:Responsible for cultivating loan referrals through sales meetings with realtors, brokers, builders andconsumers. Examines, evaluates, and documents customer applications for credit approval on real estateloans. Ensures the performance of all duties in accordance with the companys policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.Responsibilities:

• Spends majority of the time (50% or greater) working flexible hours at real estate offices and other remote locations to conduct sales calls in order to create, develop and maintain referral relationships with real estate professionals, builders, and consumers and qualify customers for mortgage loans.
• Analyzes potential marketing opportunities to develop future business opportunities.
• Communicates positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing.
• Engages in managing the loan pipeline with all team members to meet company efficiency standards.
• Meets with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property.
• Collects all required documentation from borrowers and converts to paperless documents.
• Prepares and submits loan submission sheets to set up.
• Reads and understands rate sheets, product codes, and loan level price adjustments in order to calculate rates and fees.
• Negotiates and confirms rates, fees, and locks terms with customers.
• Locks loans in the system with agreed upon terms and manages locked pipelines through the funding.
• Communicates regularly with borrowers to meet desired expectations.
• Maintains minimum productivity goals.
• Complies with organizational standards, polices, and procedures.
• Performs other duties and projects as assigned.Requirements:
  • High school diploma or general education degree (GED) required
  • Minimum of one (1) + years experience in the financial services industry with mortgage lending experience required.
  • NMLS loan originator license required.
  • Continuing education classes required by licensing authority.
  • Continuing training classes required by the company to meet CFPB requirement.The Perks:
    • Competitive compensation reliant on ability & experience
    • Excellent benefits package including multiple health, dental & vision options
    • Company paid life and AD&D Insurance, as well as additional voluntary benefit possibilities
    • 401K with robust company match
    • 15+ PTO days, in addition to 8 paid company holidays
    • The opportunity to work for Americas Lender under the vision of industry legend, Anthony HsiehWe are an equal opportunity employer and value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.#LI-TFPM17

Keywords: loanDepot, Denver , Builder Loan Consultant, Professions , Denver, Colorado