Portfolio Manager - Builder Lending (I, II or Senior) Englewood,
CO - Builder Finance
Portfolio Manager - Builder Lending (I, II or Senior)
Englewood, CO - Builder Finance Job Summary
A Portfolio Manager must be an analytical, organized individual
with good verbal and written communication skills. This individual
will be responsible for completing an in-depth analysis of
commercial loan requests, as well as making recommendations based
on analysis. Primary responsibilities include underwriting,
approving, monitoring and maintaining the credit quality of a loan
portfolio. Portfolio Managers maintain working relationships with
the customers. Additional responsibilities include ordering and
interpreting due diligence items (environmental, appraisal,
inspections, front end construction analysis, etc.). Job
Manage a portfolio of commercial accounts – typically 15-40
Maintain working relationships with customers and Agent
Prepare Flagstar Approval Memos, Modifications and Portfolio
Reviews (for new approvals, renewals, amendments, etc.).
Work with the Relationship Manager to discuss appropriate credit
structures using in-depth credit analysis and industry and company
research while also ensuring compliance with all external and
Collect and track borrower financial information (statements,
borrowing base certificates, leases, guarantor information) & test
Set up required reporting and covenant tracking ticklers for new
customers. Ensure loans are properly booked and coded.
Special projects as directed by management.
Attend Credit & Sales Team Meetings, approval Committees and
Deal screening meetings.
Ensure compliance with applicable federal, state and local laws
and regulations. Complete all required compliance training.
Maintain knowledge of and adhere to Flagstar's internal compliance
policies and procedures. Take responsibility to keep up to date
with changing regulations and policies.
Collaborate with other PM’s to share best practices.
Bachelor’s Degree Required in Accounting, Finance, Business
Administration or related field.
Must possess highly advanced credit analysis skills (prefer a
candidate with formal credit training)
Working knowledge of account inquiries and investigation.
Working knowledge of systems and profitability charts.
Demonstrated knowledge of financial statement analysis.
Ability to effectively interact with all levels of leadership
and employees within the organization.
Ability to work autonomously, handle multiple projects
simultaneously and adapt to new demands and challenges
Familiarity with AFS and Baker Hill/Experian is a plus.
Credit Analysis or Loan Review experience, preferably in the
Must be proficient in basic software applications, such as
Microsoft Office products including Word, Excel & PowerPoint and
have a basic knowledge of online researching.
Demonstrate excellent verbal and written skills, interpersonal
skills, and analytical and problem solving skills.
Ability to travel up to 10%.
Complexity of transactions/portfolios and years of experience
differentiate the levels:
? Portfolio Manager I
3-6 years of experience, may include less experience per
management evaluation of individuals demonstrated the ability or
met requirements of the portfolio manager position
Handles transactions/relationships/portfolio with the lowest
level of complexity
Portfolio Manager II
6-10 years of experience
Handles transactions/relationships/portfolio with moderate level
Senior Portfolio Manager
10+ years of experience
Handles transactions/relationships/portfolio with high level of
Experience working with less experienced team members to mentor
and develop them, sharing expertise and insights
Internal Use Only: Band G, F, E (PM I, PM II, Sr. PM)
Posted 30+ Days Ago
About Us Flagstar Bank, headquartered in Troy, Mich., is a
full-service community bank with branches across the state.
Chartered in 1987, today Flagstar is one of the largest savings
banks in the country. It also is a mortgage powerhouse, making home
loans nationwide and ranking as one of the largest mortgage
originators in the country. It also is a major servicer of home
Flagstar Bank, FSB is an equal opportunity employer. All
qualified applicants will receive consideration for employment
without regard to race, religion, color, national origin, sex, age,
sexual orientation, gender identity, status as a protected veteran,
or status as a qualified individual with a
disability. Flagstar Bank is committed to working with and
providing reasonable accommodation to individuals with
disabilities. If you need a reasonable accommodation for any part
of the application process, please e-mail
Employment@flagstar.com or call (248) 312-2000 to let us
know the nature of your request and your contact information.