Senior Manager, Liquidity Analytics

Company: Charles Schwab
Location: Sedalia
Posted on: February 26, 2026

Job Description:

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together. The Liquidity and Funding Management group within Treasury handles liquidity and funding planning across the corporation and its subsidiaries, including our bank and broker-dealers. We monitor and ensure adherence to regulatory ratios including the Liquidity Coverage Ratio (LCR) and associated public disclosures, Net Stable Funding Ratio (NSFR), FR 2052a Liquidity Monitoring Report. We conduct and maintain the Internal Liquidity Stress Testing model as required by Enhanced prudential Standards. We also develop tools to assist our business partners in analyzing the liquidity impacts of business decisions. This group is responsible for the design of company liquidity management policies, ensuring compliance at all times, and escalating issues to senior management as necessary. We work with internal and external partners on multiple ongoing examinations and audits of liquidity practices. This is an individual contributor role. What you have • Experience with data analysis and data interpretation, including experience with very large data sets; • Advanced SQL skill to extract information from various applications and systems and to identify and research anomalies • Excellent analytical, strategic planning, complex problem resolution and leadership skills; • Ability to translate complex business problems into discrete quantifiable components; • Knowledge of regulatory rules (LCR, NSFR, Enhanced Prudential Standards, Basel III, Liquidity Stress Testing), is highly preferred; • Bachelor’s degree required; advanced degree a plus; • 5 years of related work experience in a financial organization; • General understanding of statistical methodologies and applications; • Basic knowledge of finance and accounting, particularly in the bank and broker-dealer space; • Advanced skills in Excel; • Knowledge of Python or other program language is a plus; • Excellent oral and written communication skills; • Ability to construct and utilize complex financial models; • Strong interpersonal and management skills with the demonstrated ability to build cross-functional relationships and to interact effectively with senior management; • Strong project management skills and the ability to organize and manage multiple, changing priorities; What you ll do: • Produce monthly production run of internal liquidity stress testing model for multiple legal entities • Assist in appropriately sizing liquidity buffer requirements and forecast short-term stress cash flow projections; identify liquidity gap and collaborate with funding desk to form funding strategies; • Perform data analysis and research in refining internal liquidity stress testing assumptions • Analyze near-term funding need across various stress scenarios and work with Funding desk to optimize the execution of term borrowings across the Broker-dealer and Parent entities to support the metric • Provide liquidity guidance for monthly Net Interest Revenue (NIR) forecasts, including producing long-term funding plan to satisfy all liquidity risk metrics • Partner with the Treasury Capital Markets team to assess and provide guidance on the liquidity impacts of various long-term balance sheet strategies • Collaborate with Treasury Capital Management team on key initiatives and provide guidance on the liquidity impacts of proposed capital actions • Manage calibration and annual review of liquidity assumptions used in the Capital Stress Testing (CST) process • Run ad-hoc analytical projects, primarily related to liquidity and funding • Assist in maintenance of methodology document, model validations in accordance with model governance requirements • Partner with technology teams to create new liquidity analytics capabilities and automate existing manual processes In addition to the salary range, this role is also eligible for bonus or incentive opportunities. Why work for us? At Schwab, we’re committed to empowering our employees’ personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you’ll get the tools you need to make a positive difference in the finance industry. We offer a competitive benefits package to our full-time employees that takes care of the whole you – both today and in the future: • 401(k) with company match and Employee stock purchase plan • Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions • Paid parental leave and family building benefits • Tuition reimbursement • Health, dental, and vision insurance

Keywords: Charles Schwab, Denver , Senior Manager, Liquidity Analytics, Accounting, Auditing , Sedalia, Colorado